An Introduction to Healthcare: The Affordable Care Act

Like a Mardi Gras parade, the Affordable Care Act began rolling before us March 23, 2010. By 2015, the majority of its benefit will have been presented to the American public, and the floor of our country’ s commitment to universal health care will have largely been outlined. But unlike a Mardi Gras parade, the public is not scrambling for this parade takeaways.

The crowd of a Mardi Gras parade is festive and expectant. It responds to the snappy drum cadences announcing the floats to follow and it exuberantly jostle for positions to obtain the goods to be tossed. The ACA parade is rolling, the country’s health care goods and services are being announced, but the healthy seem disinterested.

Prevention, a foundation upon which the health care law rests, has been discussed and its strategies decided. If you missed the discussion, you can learn about the strategies destined to maintain your health. An easy to read government description on prevention describes free services, cancer screenings, free counseling, and other wellness services. Further, various health plans and where to go to eliminate confusion are given.

A much talked about topic in health care debates was the pre-existing conditions. Cancer, asthma, and diabetes are pre-existing conditions. The entire list of pre-existing conditions would surprise most Americans. They were the conditions disqualifying new applicants from insurability. ACA broke the preexisting conditions power with the birth of the Pre-Existing Condition Insurance Plan (PCIP).

PCIP is a federal insurance program giving American citizens with previously defined pre-existing conditions access to health care at affordable prices. These prices will be eliminated by 2015, at which time Americans will be insurable without restriction.

PCIP are available through state programs backed by the Affordable Care Act or through another federal program. Many of these programs offer substantial deductions in health care premiums to the once uninsurable.

The donut hole of Medicare Part D was another dark cloud in the health care debate.

Affordable Care Act (ACA) gives most Medicare clients with a prescription drug totals in the donut hole, a 50% discount on covered brand-name drugs at the time of purchase. From the present to 2020, ACA guarantees these clients continuous Medicare coverage for their prescription drugs. By 2020, ACA will have eliminated the donut hole.

All Americans should know The Constitution. It lists each citizen’s rights. Every American should know the Affordable Care Act. It is the gift each American extends to other American; the floor to the best health for that person, at that time. What a lovely gift! Take advantage of it!